If You Have Questions. We’ve Got The Answers.

What does your owner financing purchase process look like exactly from start to finish?

It takes an average of 10 to 20 days from when you submit an application to move into your home.

What are the requirements to apply for the owner financed Program?

We understand that each person and family situations are uniquely different.

That is why we do our absolute best to find win-win creative financing solutions to help you buy your dream home and become a homeowner.

  • Minimum household income of at least $40,000
  • Stable employment (or Job Offer Letter)
  • Verifiable Income (3 most recent pay stubs)
  • No felony convictions (last 4 years)
  • No open Chapter 7 Bankruptcy (must be discharged)
  • No Open Chapter 13 Bankruptcies (if open must be on a payment plan with on time payments)
  • No evictions in the past 3 years
  • Have a valid government-issued photo ID

Individuals with poor credit, bad credit, no credit, and other financial circumstances are still able to buy seller-financed or rent to own homes.

We really enjoy helping hard working people achieve their home ownership dreams, go ahead fill out our application to get started.

How much does it cost to apply for the Program?

The nonrefundable application fee is $50 for each person.

Is there a down payment for your owner financed homes?

Yes. The down payment is a minimum 10% of the purchase price of the home. But keep in mind that the more you put down, the lower your payments will be and more creative financing terms.

Do I have to complete a loan application?

No, absolutely not. You can forget about having to qualify for a loan. Your cash is your credit.

Can I qualify for this program if I’m self-employed without a W2?

Yes, you do qualify for the program even if you are self-employed. We can use your tax returns and/or bank statements.

What if I have bad or ugly credit, can I still qualify for one of your homes?

Yes, absolutely! You can still qualify for one of our homes even if your credit is poor, bad or ugly.

What happens on the day of closing?

Are you ready to take your first step towards becoming a homeowner?